Turn your BTC, ETH, stablecoins, or other crypto into liquidity.
Fast approvals, transparent fees, no credit checks.





Borrow with stablecoins for tax-efficient EUR liquidity, without triggering a taxable asset sale.
Keep predictable fixed rates with no market surprises and no price swings.
Use a crypto-native alternative to traditional banking.
Paga solo los intereses mensuales con un 95% de LTV en stablecoins.
Nebeus iguala tu depósito en BTC, usando el Bitcoin inicial y el nuevo como colateral para duplicar tu posición.
Paga mensualmente el interés y el monto del préstamo y disfrutar de más personalización.
Paga mensualmente solo los intereses y liquida el monto prestado al final del plazo.
Paga solo una vez al final para cubrir el monto prestado más los intereses.
Market crash? Your collateral drops? You get 72 hours to add funds or adjust positions while your loan is on margin-call threshold.
Add more collateral
Repay part of your loan
Wait for the market to bounce back
"When BTC dipped overnight, I got a margin call but had 3 days to top up. That buffer saved my loan — and my weekend."

"When BTC dipped overnight, I got a margin call but had 3 days to top up. That buffer saved my loan — and my weekend."
Traditional banks often restrict transfers tied to crypto. The Nebeus IBAN is designed to accept and move these funds smoothly, making your euro crypto-backed loan instantly usable.
Together, the IBAN and loan create a seamless flow: receive a euro crypto-backed loan, send it for free to your IBAN and spend it.
Receive Euro Loan
Send to IBAN for free
No intermediaries. Start spending!
A smart setup for real-world spending in four simple steps
Deposit or buy crypto/stablecoins in your Nebeus wallet.

Select loan type, amount, LTV, and term that fits your needs.

Get funds instantly in your Nebeus EUR Wallet.

Send the money anywhere you need with your Nebeus IBAN.

Conéctate con un especialista que te guiará en el proceso de solicitud y resolverá tus dudas.


From 4% annual interest. Up to 95% LTV. No credit checks.