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Business Crypto IBAN · Canada

Your euro corridor, in your company’s name.

A named EU IBAN with SEPA Instant access and a reliable on/off-ramp to stablecoins — built around the compliance and banking requirements of Money Services Businesses. Open it today, free.

Use cases

Six ways Canadian MSBs put the Crypto IBAN to work.

Registered MSBs need banking that understands crypto flows. The account gives you an EU rail and a stablecoin ramp, named to your entity.

EU corridor

Open a direct euro rail from Canada

Hold and move EUR over SEPA Instant — 24/7 — without routing every transfer through a chain of correspondent banks.

Liquidity

Prefund with stablecoins, settle in euros

Keep reserves in USDC or EURC and convert to EUR in seconds from 0.05% when your own payout accounts need topping up.

Reconciliation

Reconcile multi-currency settlement

Receive settlements in 29+ currencies into one IBAN and see every rail in one dashboard instead of one tool per currency.

Own-account flows

Rebalance between your own accounts

Move funds between your IBAN, your exchange accounts and your Canadian bank account — every account held in your MSB’s name.

Resilience

Add a second banking rail

Run an EU account built for crypto-related businesses alongside your domestic bank, so one relationship never stops your operations.

Automation

Automate payouts and reporting

Use the Mass Payout API for settlement and mass payouts, or ask Nebeus MCP for Claude about balances and transactions.

Integrate stablecoins into your business, paired with a dedicated crypto IBAN.

Open a Crypto IBAN in your company’s name the same day. No account opening fee, no monthly fees.

ZeroAccount opening fee
0.05%Exchange fee, from
29+Settlement currencies
Business accountOpened today · 10:18
Maple Rail Payments Inc.IBAN XX00 •••• •••• •••• 7305Named to your company · SEPA Instant enabled
EUR312,800.00
USDC150,000.00
Today
08:05
Convert USDC → EURFee 0.05%
−50,000 USDC
08:07
SEPA Instant outOwn account · EU
−€45,000.00
09:40
SEPA Instant inOwn account · exchange
+€18,250.00
Sample account for illustration
How it works

From application to live IBAN in one working day.

Start application
  1. 01

    Apply online

    Tell us about your MSB, your registration and how funds will flow through the account.

    Morning
  2. 02

    Verification

    Our team reviews your documents and your dedicated account manager gets in touch.

    Same day
  3. 03

    Your IBAN is live

    Receive a named EU business IBAN and start moving euros and stablecoins over SEPA Instant.

    Same day
Keep it same-day

Have these ready before you apply.

  • Certificate or articles of incorporation
  • Your FINTRAC MSB registration number
  • ID for directors and beneficial owners
  • A summary of your compliance programme and expected fund flows
The account

One integration, crypto and fiat in one place.

A named EU IBAN, a stablecoin on/off-ramp and SEPA Instant in one dashboard — so settlement, prefunding and conversion stop living in separate tools.

29+ currencies

Receive merchant settlements in 29+ currencies and convert instantly to stablecoins or euros, without a separate gateway.

Exchange from 0.05%

Low rates and instant stablecoin-to-fiat FX, in the same account you send SEPA payments from.

First-party payments

Move money only between accounts held in your company’s name. Third-party and consumer payments are not supported.

API, MCP & account manager

Automate payouts with the Mass Payout API or Nebeus MCP for Claude, with a dedicated account manager from day one.

Built for MSBs

Banking that fits how Money Services Businesses are run.

Book an MSB demo

The account is built in accordance with the compliance requirements of Money Services Businesses: named to your entity, limited to first-party flows, and supported by a person who knows your business.

  • Named EU IBAN in your MSB’s legal name
  • First-party flows keep your fund flow simple to explain
  • SEPA Instant plus stablecoin on/off-ramp in one account
  • Dedicated account manager from day one
FAQ

Questions we hear first.

How quickly can we open the account?
The same day. Apply online with your incorporation documents and MSB registration ready, and your named EU IBAN can be live on the day you apply.
What does it cost?
Nothing to open and no monthly fees. Exchange between stablecoins and fiat starts from 0.05%.
Can we send payments for our customers?
No. The account supports first-party payments only: between accounts held in your own company’s name. Third-party payments, and payments to or from consumers, are not supported.
Is the IBAN in our company’s name?
Yes. You get a named EU business IBAN with SEPA Instant access, held in your MSB’s legal name.
Can we automate payouts and reconciliation?
Yes. Use the Mass Payout API to automate settlement and payouts, or connect Nebeus MCP for Claude to query your account.
For Canadian MSBs

Open your free EU business IBAN today.

Free to open. No monthly fees. A named business IBAN, live the same day.

Download the Nebeus App